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Pay-as-you-go car insurance – how British drivers could save thousands every year

The traditional system of car insurance is complex and often results in drivers paying a higher premium, based on generalised claim patterns rather than their personal driving record. From the actuaries, to the brokers and adjusters, there are between five and nine degrees of separation between the insurance underwriter and the customer. As each agent layers his fee on to the transaction, the eventual cost to drivers inevitably rises.

However, thanks to developments in cloud-based data collection and processing technologies, it doesn’t...



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